Cookie Policy

This Cookie Policy explains how Oharapay Limited ("Oharapay", "we", "us", or "our") uses cookies and similar tracking technologies on our website and services.

This policy should be read in conjunction with our Privacy Policy, which provides more detailed information about how we collect, use, and protect your personal data.

By using our website and services, you consent to the use of cookies in accordance with this Cookie Policy. If you do not agree to our use of cookies, you should adjust your browser settings accordingly or refrain from using our website.

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners.

Cookies contain information that is transferred to your device's hard drive. They help us recognize your device and remember information about your visit, such as your preferences and actions on the website.

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your device after you close your browser and are used when you return to the website. Session cookies are deleted when you close your browser.

We use both first-party cookies (set by Oharapay) and third-party cookies (set by other organizations on our behalf) on our website.

We use the following categories of cookies on our website:

Strictly Necessary Cookies: These cookies are essential for the operation of our website and cannot be disabled. They enable core functionality such as security, network management, and accessibility. Without these cookies, services you have requested cannot be provided.

Examples: Authentication cookies, security cookies, load balancing cookies.

Functional Cookies: These cookies enable enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Examples: Language preference cookies, region preference cookies, accessibility settings.

Analytics and Performance Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve the way our website works and understand which content is most useful to visitors.

Examples: Google Analytics cookies, internal analytics cookies, page visit tracking.

Marketing and Advertising Cookies: These cookies are used to deliver advertisements that are relevant to you and your interests. They may be set by us or by advertising partners. They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns.

Examples: Retargeting cookies, conversion tracking cookies, social media advertising cookies.

Below is a list of the main cookies we use on our website:

Cookie Name: _oharapay_session | Type: Strictly Necessary | Duration: Session | Purpose: Maintains your session while using our platform and keeps you logged in.

Cookie Name: _oharapay_csrf | Type: Strictly Necessary | Duration: Session | Purpose: Protects against Cross-Site Request Forgery (CSRF) attacks.

Cookie Name: oharapay_consent | Type: Strictly Necessary | Duration: 12 months | Purpose: Stores your cookie consent preferences.

Cookie Name: oharapay_lang | Type: Functional | Duration: 12 months | Purpose: Remembers your language preference.

Cookie Name: oharapay_currency | Type: Functional | Duration: 12 months | Purpose: Remembers your preferred currency.

Cookie Name: _ga | Type: Analytics | Duration: 2 years | Purpose: Google Analytics - Distinguishes unique users.

Cookie Name: _gid | Type: Analytics | Duration: 24 hours | Purpose: Google Analytics - Distinguishes unique users.

Cookie Name: _gat | Type: Analytics | Duration: 1 minute | Purpose: Google Analytics - Throttles request rate.

Cookie Name: _fbp | Type: Marketing | Duration: 3 months | Purpose: Facebook Pixel - Tracks conversions and retargeting.

Cookie Name: _linkedin_data_partner_id | Type: Marketing | Duration: 6 months | Purpose: LinkedIn Insight Tag - Measures campaign performance.

Please note that this list may not be exhaustive and cookies may be updated from time to time. Third-party cookies are subject to the privacy policies of those third parties.

We work with third-party service providers who may place cookies on your device on our behalf. These providers include:

Analytics Providers: Google Analytics, Mixpanel, Hotjar - These services help us understand how users interact with our website and identify areas for improvement.

Advertising Networks: Google Ads, Facebook, LinkedIn, Twitter - These services help us deliver targeted advertisements and measure campaign effectiveness.

Customer Support: Intercom, Zendesk - These services enable us to provide live chat support and customer service.

Payment Processing: Stripe, PayPal - These services are necessary to process payments securely (note: payment information is processed on their secure servers, not stored in cookies).

Content Delivery Networks: Cloudflare, AWS CloudFront - These services improve website performance and security.

These third parties have their own privacy policies and cookie policies, and we recommend reviewing them to understand how they use cookies.

You have several options for managing cookies:

Cookie Consent Tool: When you first visit our website, we display a cookie consent banner allowing you to accept or reject non-essential cookies. You can change your preferences at any time by clicking the "Cookie Settings" link in our website footer.

Browser Settings: Most web browsers allow you to control cookies through their settings preferences. You can set your browser to refuse all cookies or to alert you when a cookie is being sent. However, if you disable cookies, some features of our website may not function properly.

Opt-Out Tools: You can opt out of certain third-party cookies using industry opt-out tools:

- Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout

- Network Advertising Initiative Opt-out: https://optout.networkadvertising.org/

- Digital Advertising Alliance Opt-out: https://optout.aboutads.info/

- European Interactive Digital Advertising Alliance: https://www.youronlinechoices.com/

Mobile Devices: Mobile devices have settings that allow you to limit ad tracking. Check your device's privacy settings for options.

Here's how to manage cookies in popular web browsers:

Google Chrome: Go to Settings > Privacy and security > Cookies and other site data. Here you can block or allow cookies, delete existing cookies, and set exceptions for specific websites.

Mozilla Firefox: Go to Settings > Privacy & Security > Cookies and Site Data. You can choose standard, strict, or custom cookie blocking settings.

Safari: Go to Preferences > Privacy. You can block all cookies, allow only from current website, or allow from all websites. On iOS, go to Settings > Safari > Privacy & Security.

Microsoft Edge: Go to Settings > Cookies and site permissions > Cookies and site data. You can block all cookies, block only third-party cookies, or allow all cookies.

For instructions on other browsers, please visit the browser's help pages or support documentation.

Some web browsers have a "Do Not Track" (DNT) feature that signals to websites that you do not want to have your online activity tracked.

Currently, there is no industry standard for how websites should respond to DNT signals. Our website does not currently respond to DNT signals, but we respect your right to control cookies through other means as described in this policy.

We will continue to monitor developments in DNT technology and industry standards and may implement DNT support in the future.

In addition to cookies, we may use other tracking technologies:

Web Beacons (Pixel Tags): Small graphic images embedded in web pages or emails that track whether you have accessed certain content. We use web beacons to measure the effectiveness of our emails and understand user engagement.

Local Storage: HTML5 local storage allows websites to store data locally in your browser. We may use local storage to remember your preferences and improve performance.

Session Storage: Similar to local storage but data is deleted when you close your browser tab or window.

Software Development Kits (SDKs): In our mobile applications, we may use SDKs provided by third parties for analytics, advertising, and other purposes.

These technologies are used in accordance with this Cookie Policy and our Privacy Policy.

Our services are not directed to children under the age of 18, and we do not knowingly collect information from children through cookies or other tracking technologies.

If you are a parent or guardian and believe your child has provided us with information through cookies, please contact us at privacy@oharapay.com, and we will delete such information.

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

When we make material changes to this Cookie Policy, we will notify you by posting an updated version on our website with a new "Last Updated" date at the top of the policy.

We encourage you to review this Cookie Policy periodically to stay informed about how we use cookies.

Your continued use of our website after we post changes to this Cookie Policy will constitute your acceptance of the updated policy.

If you have any questions or concerns about our use of cookies or this Cookie Policy, please contact us:

Data Protection Officer

Oharapay Limited

Grand Canal Square

Dublin 2, Ireland

Email: privacy@oharapay.com

Phone: +353 1 234 5678

We will respond to your inquiry as soon as possible, typically within 5 business days.