For each transaction, we charge a fixed processing fee plus a fee determined by the payment method. No setup fees, no monthly fees, no surprises.
Other Oharapay products are priced separately
Pay per transaction, with no setup or monthly fees. Start accepting payments immediately.
Offer your customers all their preferred payment methods with a single integration.
Choose when and in which currency you want to settle. Multi-currency support included.
No hidden fees. See exactly what you're paying for each transaction with detailed reporting.
Transparent fees for all major payment methods worldwide
| Payment Method | Fee | Region |
|---|---|---|
| Credit & Debit Cards | Interchange++ + 0.60% | Europe |
| Credit & Debit Cards | Interchange++ + 0.50% | North America |
| Apple Pay | Defined by card used | Global |
| Google Pay | Defined by card used | Global |
| PayPal | 3.40% + €0.35 | Europe |
| iDEAL | €0.29 | Netherlands |
| SEPA Direct Debit | €0.28 | Europe |
| Bancontact | €0.29 | Belgium |
| Klarna | 2.49% + €0.25 | Europe |
| Alipay | 2.95% | China |
| WeChat Pay | 2.95% | China |
| GrabPay | 2.50% | Southeast Asia |
Pricing shown is indicative. Actual rates may vary by region and volume.Contact us for detailed pricing.
Processing over €1M monthly? Get volume discounts and dedicated support tailored to your needs.
Scale with confidence
Interchange++ is a transparent pricing model that passes through the exact interchange fees and scheme fees to you, plus our fixed markup. This gives you complete visibility into what you're paying for each transaction and ensures you get the best possible rates.
No. We charge only per transaction with no setup fees, monthly fees, or hidden costs. You only pay when you process payments.
Yes. Oharapay supports 135+ currencies worldwide. You can accept payments in your customers' local currencies and settle in your preferred currency.
Yes. You can link multiple bank accounts for different currencies or regions, giving you flexibility in how you manage your funds.
Yes. We offer custom pricing for businesses processing over €1M monthly. Contact our sales team to discuss volume discounts tailored to your needs.
The processing fee includes fraud prevention, PCI compliance, customer support, reporting and analytics, and access to our full platform features.
Talk to our sales team to learn more about how our pricing works and get a custom quote for your business.